Adverse Remortgage

Is Your Credit Rating Letting You Down?

· Do you have a mortgage?
· Are you having adverse remortgage problems?
· Are your monthly payments too high?
· Remortgage declined by existing lender?
· Defaults, arrears or CCJ’s?
· Do you want advice from someone with access to the whole market?

If your answer to this is yes to any of these then contact us immediately for further advice.

Types of Adverse Remortgage

If you have some adverse credit this may well be affect you ability to get a competitive remortgage deal. This is where we come in. We will get one of our mortgage partners to contact you and advise you on the best options for your adverse remortgage.

You may have been to your existing lender or tried a new lender and have been turned down for a remortgage. You may need to raise additional capital from your property to consolidate debts and reduce your outgoings. Whatever your circumstances, we can give you the best adverse remortgage options available.

The major lenders have strict lending criteria and sometimes lack the flexibility to consider individual circumstances, however there are many specialist lenders (often subsidiaries of the larger lenders) who can take a more sympathetic view and will actively consider an adverse credit remortgage.

Sometimes you may need to use an adverse remortgage lender to help you get on track and once you are straight, you can later remortgage with one of the major lenders again.